Good god, will someone please rent or buy our house?
After dropping USAA because they doubled our rates (they want to get out of the Wind & Hail insurance), we had to research a bunch because apparently NO ONE wants to insure anything in North Carolina due to hurricanes. >:XX We eventually ended up with Farm Bureau who were a little cheaper.
Fast forward to us actually moving, and calling them to let them know. And oh, what a nightmare (I can barely remember all the specifics but basically) first they say they can’t insure us since we live out of state, then they say they can but they have to rewrite the policy, but then they say they can’t insure an empty house and give us 30 days to sell or rent. Then we get a notification that they are going to drop us, effective such and such date—but after we called them, they said they can change the policy for an empty house, but it will likely quadruple the price. >:XX
I told hubby we might have to check back with USAA and their $2600 might now be the best price (if they will even insure an empty house).
This is just such a pain in the ass. I can’t believe we’ve had so much problem with insurance. It’s like we’re the only people in the history of the world that have had an empty house in a separate state that needed insurance.