We got our Escrow Analysis for the next year…and hmmm, I see that they’re scheduled to pay our Hazard Insurance in January 2012…which makes me think that they paid it THIS year, too. Which is funny because I sent in a payment [to our insurance company, not the mortgage company] for the same thing in December. I did this because [for some reason I can’t quite remember] when we first started renting our house, I had to pay the insurance myself—it couldn’t come out of escrow. And I guess I just assumed that it would continue that way and no one told me otherwise (i.e. I was billed for it from my insurance company).
So I called Wells Fargo and all they could tell me was they paid it in January 2011. Then I call my insurance company and after some back and forth…they tell me I am getting a refund because I overpaid!
So I should be getting $1168 back this week. Our bank account will be VERY happy.